Exness vs XM (November 2026)
A side-by-side comparison built from each broker's own published record — licenses checked against official registers, terms quoted from their own pages, with the source linked on every claim.
| Open account | ||
|---|---|---|
| Regulation | Financial Services Authority · Central Bank of Curaçao and Sint Maarten · Financial Services Commission · Financial Services Commission · Capital Markets Authority · Financial Sector Conduct Authority · Cyprus Securities and Exchange Commission · Financial Conduct Authority | CySEC · FSC · DFSA |
| License no. | Financial Services Authority SD025 Central Bank of Curaçao and Sint Maarten 0003LSI Financial Services Commission reg. 2032226, investment business licence SIBA/L/20/1133 Financial Services Commission reg. 000022129, licence 9110312 Capital Markets Authority 162 Financial Sector Conduct Authority FSP 51024 (also authorized as OTC Derivatives Provider under Exness (SC) Ltd) Cyprus Securities and Exchange Commission 178/12 Financial Conduct Authority 730729 | CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484 |
| Founded | 2008 | 2009 |
| Minimum deposit | Not published | $5 |
| EUR/USD spread from | not published as a fixed figure; broker claims "cut trading costs by up to 50% on forex" vs. average of other brokers compared, week of 5-10 April 2026 | "spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages |
| Leverage | CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1 | |
| Gulf Payments | ||
| Platforms | MetaTrader 5, Exness Terminal, Exness Trade app (mobile) | MetaTrader 4, MetaTrader 5, XM App |
| Broker-published claim | "Instant withdrawals" — funds sent within seconds, including weekends. Broker states over 98% of withdrawals are processed automatically; exact times vary by payment method. [Source] | Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [Source] |
| Withdrawal methods | Not published | Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer |
| Crypto deposits/withdrawals | Not published | No |
| Islamic Accounts | Yes | Yes |
| Measured by us | Not in our test program yet | Testing in progress |
| Accepts clients from | Not published | Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia |
| Open account | Open account |
We do not name a winner here. The two records sit side by side because the right answer depends on where you live, what you trade, and which entity would onboard you — all of which the table shows.
By Country
- XM Yes / Exness No: Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
Is Exness or XM better?
Neither is better in the abstract. Compare the rows that apply to you: whether each broker accepts clients from your country, which entity and regulator you would be onboarded under, the minimum deposit, and how withdrawals work on the rail you would actually use.
Which is safer, Exness or XM?
Safety follows the entity that holds your money, not the brand. Both records list every regulator and license number each broker publishes — check which entity serves your country, then verify that license on the regulator's own register.