Exness 與 XM 比較（2026年11月）

本比較完全建立在兩家經紀商各自公布的資料之上——牌照皆已於官方註冊系統比對，條款均引用其官網原文，每一項說法都附有來源連結。

開設帳戶	Exness	XM
監管機構	Financial Services Authority · Central Bank of Curaçao and Sint Maarten · Financial Services Commission · Financial Services Commission · Capital Markets Authority · Financial Sector Conduct Authority · Cyprus Securities and Exchange Commission · Financial Conduct Authority	CySEC · FSC · DFSA
執照編號	Financial Services Authority SD025 Central Bank of Curaçao and Sint Maarten 0003LSI Financial Services Commission reg. 2032226, investment business licence SIBA/L/20/1133 Financial Services Commission reg. 000022129, licence 9110312 Capital Markets Authority 162 Financial Sector Conduct Authority FSP 51024 (also authorized as OTC Derivatives Provider under Exness (SC) Ltd) Cyprus Securities and Exchange Commission 178/12 Financial Conduct Authority 730729	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484
成立年份	2008	2009
最低入金	未公布	$5
EUR/USD 點差低至	not published as a fixed figure; broker claims "cut trading costs by up to 50% on forex" vs. average of other brokers compared, week of 5-10 April 2026	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages
槓桿		CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1
波灣入金方式
交易平台	MetaTrader 5, Exness Terminal, Exness Trade app (mobile)	MetaTrader 4, MetaTrader 5, XM App
經紀商官方宣稱	"Instant withdrawals" — funds sent within seconds, including weekends. Broker states over 98% of withdrawals are processed automatically; exact times vary by payment method. [資料來源]	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [資料來源]
出金方式	未公布	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer
加密貨幣出入金	未公布	否
伊斯蘭帳戶	是	是
本站實測	尚未納入我們的測試計畫	測試進行中
接受下列地區客戶	未公布	德國, 義大利, 阿拉伯聯合大公國, 肯亞, 沙烏地阿拉伯, 馬來西亞, 土耳其, 中國, 台灣, 泰國, 越南, 印尼
	開設帳戶	開設帳戶

我們不在此評定勝負。兩份紀錄並列陳示，是因為正確答案取決於你身在何處、交易什麼商品，以及由哪一個法人為你開戶——這些表格裡都寫得清楚。

依國家/地區

• XM 是 / Exness 否: 德國, 義大利, 阿拉伯聯合大公國, 肯亞, 沙烏地阿拉伯, 馬來西亞, 土耳其, 中國, 台灣, 泰國, 越南, 印尼