Which trading platforms let me deposit with FPS?
Verdict
- Pepperstone is our pick for Hong Kong traders, but it does not list FPS: none of the CFD brokers we track publishes FPS as a deposit method, so we cannot point you to one that accepts it.
- Pepperstone funds by card, Apple Pay, Google Pay, PayPal, Neteller and Skrill (from $10), crypto (from $18) or bank transfer, all free, into an account you can hold in HKD.
- XS lists bank transfer, cards, Skrill and Neteller in EUR, USD or GBP, with no HKD account; Capital.com's published payment methods include cards, bank transfer, Apple Pay, Google Pay and e-wallets.
- If a broker or app tells you to pay by FPS into a personal account, stop: legitimate brokers take deposits in the name of the regulated company.
FPS is Hong Kong's instant payment system, and it is natural to want to fund a trading account with it. Among the CFD and forex brokers in our data, none lists FPS on its published funding pages. Here is how you can fund Pepperstone, our recommended broker, from Hong Kong instead, and how to tell a genuine FPS option from a risky one.
Funding Pepperstone from Hong Kong
Pepperstone serves Hong Kong residents from its international site, through Pepperstone Markets Limited in the Bahamas (SCB, SIA-F217); it holds no SFC licence. That site's funding table lists cards, Apple Pay, Google Pay, PayPal, Neteller and Skrill with a $10 minimum and instant crediting, crypto from $18, and bank transfer with no minimum, taking up to 7 business days. All are free. The table also shows PayID and BPAY, which are Australian systems; the page appears to be shared with Pepperstone's Australian site and names no Hong Kong-specific method. Open the account in HKD, one of ten base currencies, to keep Hong Kong dollar deposits in their own currency.
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Which trading app lets me deposit with FPS?
No CFD or forex trading app in our data publishes FPS as a deposit method, including Pepperstone, Capital.com and XS. Some Hong Kong-licensed securities brokers may offer local bank rails, but those are share-dealing services and outside the CFD brokers we compare. Ask any app that claims FPS support which company receives the money.
| Broker | FPS | Other methods | HKD account |
|---|---|---|---|
| Pepperstone | Not listed | Cards, Apple Pay, Google Pay, PayPal, Neteller, Skrill, crypto, bank transfer | Yes |
| Capital.com | Not listed | Payment methods include cards, bank transfer, Apple Pay, Google Pay, PayPal, Neteller and Skrill | Not in our data |
| XS | Not listed | Bank transfer (from $300), cards (from $20), Skrill and Neteller (from $15) | No |
Safe ways to pay in without FPS
- Apple Pay or Google Pay: instant, free at Pepperstone, and withdrawals return to the same source.
- Card: instant and free, from $10; check whether your card issuer charges a foreign-transaction fee.
- Bank transfer: no minimum at Pepperstone, but allow up to 7 business days, and your bank may charge for an outgoing transfer.
- E-wallets: Skrill and Neteller withdrawals come back within 1 business day at Pepperstone.
Red flags with 'FPS deposit' offers
- The payee is a person or an unrelated company rather than the regulated broker.
- You are asked to send money through a chat app contact or 'account manager'.
- The firm cannot name its regulator and licence number, or the number does not match the register.
- Withdrawals are promised by a different route from the one you paid by.
Sources
Does Pepperstone accept FPS?
Not on its published funding page. Use a card, Apple Pay, Google Pay, an e-wallet, crypto or a bank transfer instead.
What is the fastest way to fund Pepperstone from Hong Kong?
Cards, Apple Pay, Google Pay and e-wallets are listed as instant; bank transfer can take up to 7 business days.
Can I deposit Hong Kong dollars at Pepperstone?
Yes. HKD is one of the base currencies on its international site, so you can hold the account in Hong Kong dollars.
Is it safe to pay a broker by FPS to a personal account?
No. A regulated broker takes client money into accounts in its own company name. Paying an individual is a common sign of a scam.
Trading CFDs and leveraged forex is high risk: leverage can make you lose money quickly, and most retail accounts lose. Only trade money you can afford to lose. Nothing here is investment advice, and the broker terms quoted can change, so confirm them on each broker's website first.