FxPro vs XM
A side-by-side comparison built from each broker's own published record — licenses checked against official registers, terms quoted from their own pages, with the source linked on every claim.
| Regulation | Financial Conduct Authority · Securities Commission of The Bahamas · Financial Services Authority of Seychelles | CySEC · FSC · DFSA |
| License no. | Financial Conduct Authority 509956 Securities Commission of The Bahamas SIA-F184 Financial Services Authority of Seychelles SD120 | CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484 |
| Founded | 1999 | 2009 |
| Minimum deposit | $0 | $5 |
| EUR/USD spread from | FX floating spreads from 1.2 pips all-inclusive (Standard, MT4/MT5); from 0.0 pips + $3.5/side commission (Raw+) — published as generic FX, not EURUSD-specific (fxpro.com/trading-platforms/comparison) | "spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages |
| Leverage | CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1 | |
| Gulf Payments | ||
| Platforms | FxPro Trading Platform (WebTrader + Mobile App), MetaTrader 4, MetaTrader 5, cTrader, TradingView | MetaTrader 4, MetaTrader 5, XM App |
| Broker-published claim | "Withdrawal requests are processed by our Client Accounting Department within 1 working day"; "During normal working hours, withdrawals are usually processed within a few hours." Reflect times: cards ~10 working days, international bank wire 3-5 working days, SEPA/local/e-wallets usually same working day. Zero withdrawal fees from FxPro. [Source] | Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [Source] |
| Withdrawal methods | Visa/Mastercard, Bank wire (international + local/SEPA/GBP), PayPal, Skrill, Crypto: BTC, ETH, USDT (icons on funding page), Perfect Money (unlabeled 'pm' icon), FxPro Wallet (hub; withdrawal must return via the funding method) | Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer |
| Crypto deposits/withdrawals | Yes | No |
| Islamic Accounts | Yes | Yes |
| Measured by us | Testing in progress | Testing in progress |
| Accepts clients from | United Kingdom | Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia |
| Open account | Open account |
We do not name a winner here. The two records sit side by side because the right answer depends on where you live, what you trade, and which entity would onboard you — all of which the table shows.
By Country
- FxPro Yes / XM No: United Kingdom
- XM Yes / FxPro No: Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
Is FxPro or XM better?
Neither is better in the abstract. Compare the rows that apply to you: whether each broker accepts clients from your country, which entity and regulator you would be onboarded under, the minimum deposit, and how withdrawals work on the rail you would actually use.
Which is safer, FxPro or XM?
Safety follows the entity that holds your money, not the brand. Both records list every regulator and license number each broker publishes — check which entity serves your country, then verify that license on the regulator's own register.