Capital.com vs HFM (HF Markets)
A side-by-side comparison built from each broker's own published record — licenses checked against official registers, terms quoted from their own pages, with the source linked on every claim.
| Regulation | FCA · CySEC · CySEC · ASIC · SCB · CMA | FCA · CySEC · FSCA · FSA · CMA |
| License no. | FCA 793714 CySEC 319/17 CySEC 463/25 ASIC AFSL 513393 SCB SIA-F245 CMA 20200000176 | FCA 801701 (HF Markets (UK) Ltd) CySEC 183/12 (HF Markets (Europe) Ltd, HE 277582) FSCA 46632 (HF Markets SA (PTY) Ltd) FSA SD015 (HF Markets (Seychelles) Ltd) CMA 155 (HFM Investments Ltd) |
| Founded | 2016 | 2010 |
| Minimum deposit | $20 | $0 |
| EUR/USD spread from | Not published | 0.0 pips (Zero account, "From 0 on Forex"; Pro from 0.6, InfinityX from 0.3, Cent/Premium from 1.4 — hfm.com/int/en/trading-accounts) |
| Leverage | FCA (UK): Retail 30:1 major FX; 20:1 non-major FX, gold, major indices; 10:1 other commodities; 5:1 shares CySEC (EEA): Retail 30:1 major FX; 20:1 non-major FX, gold, major indices; 5:1 equities; 2:1 crypto ASIC (Australia): Retail 30:1 major FX; 20:1 major indices & gold; 5:1 shares; 2:1 crypto CMA (UAE): Retail FX 300:1 (500:1 on 15 listed majors); indices 300:1; commodities 200:1 (500:1 gold and crude); shares 20:1; crypto 100:1 SCB (Bahamas): Retail 200:1 FX, indices and commodities; 20:1 crypto and shares | Offshore — no financial regulator named: InfinityX unlimited; Cent, Zero, Pro and Premium 1:2000 (subject to adjustment per the terms) |
| Gulf Payments | UAE local bank · AED account | |
| Platforms | Web platform, Mobile app, MetaTrader 4 (MT4), MetaTrader 5 (MT5), TradingView integration | MetaTrader 4, MetaTrader 5, HFM Platform (browser, TradingView charts), HFM WebTrader, HFM App (mobile) |
| Broker-published claim | We typically handle withdrawal requests within 24 hours, but it may take up to 5 business days for the money to appear in your card or bank account. [Source] | Withdrawals are processed 24/7. "Withdrawals submitted before 10:00am server time are processed on the same business day between 7:00am and 5:00pm server time. Withdrawals submitted after 10:00am server time, will be processed on the following business day between 7:00am and 5:00pm server time." [Source] |
| Withdrawal methods | Bank card (Visa/Mastercard), Bank/wire transfer, Apple Pay, Google Pay, PayPal, Trustly, Neteller, Skrill, Przelewy24, TrueLayer, Crypto USDT (eligible countries, Bahamas entity only) | bank wire transfer, credit/debit card, Skrill, Neteller, Fasapay, crypto |
| Crypto deposits/withdrawals | Yes | No |
| Islamic Accounts | Yes | Yes |
| Measured by us | Testing in progress | Testing in progress |
| Accepts clients from | Australia, Hong Kong, United Kingdom, Thailand, Mexico, Taiwan, United Arab Emirates, Germany, Saudi Arabia, Mongolia, Kenya, Colombia, Italy, Vietnam, Chile, Peru, Argentina, Qatar, Kuwait, Oman, Bahrain | Kenya |
| Open account | Open account |
We do not name a winner here. The two records sit side by side because the right answer depends on where you live, what you trade, and which entity would onboard you — all of which the table shows.
By Country
- Capital.com + HFM (HF Markets): Kenya
- Capital.com Yes / HFM (HF Markets) No: Australia, Hong Kong, United Kingdom, Thailand, Mexico, Taiwan, United Arab Emirates, Germany, Saudi Arabia, Mongolia, Colombia, Italy, Vietnam, Chile, Peru, Argentina, Qatar, Kuwait, Oman, Bahrain
Is Capital.com or HFM (HF Markets) better?
Neither is better in the abstract. Compare the rows that apply to you: whether each broker accepts clients from your country, which entity and regulator you would be onboarded under, the minimum deposit, and how withdrawals work on the rail you would actually use.
Which is safer, Capital.com or HFM (HF Markets)?
Safety follows the entity that holds your money, not the brand. Both records list every regulator and license number each broker publishes — check which entity serves your country, then verify that license on the regulator's own register.