Capital.com vs eToro
A side-by-side comparison built from each broker's own published record — licenses checked against official registers, terms quoted from their own pages, with the source linked on every claim.
| Regulation | FCA · CySEC · CySEC · ASIC · SCB · CMA | FCA · CySEC · ASIC · ADGM FSRA · MAS · FSA Seychelles · FinCEN · SEC / FINRA · Gibraltar FSC |
| License no. | FCA 793714 CySEC 319/17 CySEC 463/25 ASIC AFSL 513393 SCB SIA-F245 CMA 20200000176 | FCA FRN 583263 (eToro (UK) Ltd) CySEC 109/10 (eToro (Europe) Ltd; MiCA licence granted Jan 2025) ASIC AFSL 491139 (eToro AUS Capital Limited) ADGM FSRA Financial Services Permission 220073 (eToro (ME) Limited) MAS CMSL CMS101824 (eToro Singapore Pte. Ltd.) FSA Seychelles SD076 (eToro (Seychelles) Ltd) FinCEN NMLS ID 1769299 (eToro USA LLC) SEC / FINRA SEC 8-70212, FINRA CRD 298361 (eToro USA Securities Inc.) Gibraltar FSC 1333B (eToro X Limited, DLT provider) |
| Founded | 2016 | 2007 |
| Minimum deposit | $20 | $10 |
| EUR/USD spread from | Not published | 1 pip (single retail live account; published "Currencies From 1 PIP — EUR/USD 1 Pips" at etoro.com/trading/fees/cfd-spreads/) |
| Leverage | FCA (UK): Retail 30:1 major FX; 20:1 non-major FX, gold, major indices; 10:1 other commodities; 5:1 shares CySEC (EEA): Retail 30:1 major FX; 20:1 non-major FX, gold, major indices; 5:1 equities; 2:1 crypto ASIC (Australia): Retail 30:1 major FX; 20:1 major indices & gold; 5:1 shares; 2:1 crypto CMA (UAE): Retail FX 300:1 (500:1 on 15 listed majors); indices 300:1; commodities 200:1 (500:1 gold and crude); shares 20:1; crypto 100:1 SCB (Bahamas): Retail 200:1 FX, indices and commodities; 20:1 crypto and shares | |
| Gulf Payments | UAE local bank · AED account | |
| Platforms | Web platform, Mobile app, MetaTrader 4 (MT4), MetaTrader 5 (MT5), TradingView integration | eToro proprietary web platform, eToro mobile app |
| Broker-published claim | We typically handle withdrawal requests within 24 hours, but it may take up to 5 business days for the money to appear in your card or bank account. [Source] | Email confirming withdrawal status within 2 business days of the request; receiving funds may take up to 10 business days depending on method — eToro Money: instant; credit/debit card: up to 10 business days; bank transfer: up to 10 business days; PayPal/Neteller/Skrill/Trustly/iDEAL: up to 2 business days. [Source] |
| Withdrawal methods | Bank card (Visa/Mastercard), Bank/wire transfer, Apple Pay, Google Pay, PayPal, Trustly, Neteller, Skrill, Przelewy24, TrueLayer, Crypto USDT (eligible countries, Bahamas entity only) | eToro Money (instant), Credit/Debit card, Bank transfer, PayPal, Neteller, Skrill, Trustly, iDEAL |
| Crypto deposits/withdrawals | Yes | No |
| Islamic Accounts | Yes | Yes |
| Measured by us | Testing in progress | Testing in progress |
| Accepts clients from | Australia, Hong Kong, United Kingdom, Thailand, Mexico, Taiwan, United Arab Emirates, Germany, Saudi Arabia, Mongolia, Kenya, Colombia, Italy, Vietnam, Chile, Peru, Argentina, Qatar, Kuwait, Oman, Bahrain | United Kingdom, Australia, Singapore, United Arab Emirates, Germany, Italy |
| Open account | Open account |
We do not name a winner here. The two records sit side by side because the right answer depends on where you live, what you trade, and which entity would onboard you — all of which the table shows.
By Country
- Capital.com + eToro: Australia, United Kingdom, United Arab Emirates, Germany, Italy
- Capital.com Yes / eToro No: Hong Kong, Thailand, Mexico, Taiwan, Saudi Arabia, Mongolia, Kenya, Colombia, Vietnam, Chile, Peru, Argentina, Qatar, Kuwait, Oman, Bahrain
- eToro Yes / Capital.com No: Singapore
Is Capital.com or eToro better?
Neither is better in the abstract. Compare the rows that apply to you: whether each broker accepts clients from your country, which entity and regulator you would be onboarded under, the minimum deposit, and how withdrawals work on the rail you would actually use.
Which is safer, Capital.com or eToro?
Safety follows the entity that holds your money, not the brand. Both records list every regulator and license number each broker publishes — check which entity serves your country, then verify that license on the regulator's own register.