XM 对比 XS

本对比完全基于两家经纪商各自公示的资料——牌照均已在官方注册系统中核对，条款均引自其官网原文，每一项说法都附有来源链接。

立即开户	XM	XS
监管机构	CySEC · FSC · DFSA	ASIC · CySEC · CMA · FSCA · FSA · LFSA · FSC · MOCI
牌照编号	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484	ASIC 374409 CySEC 412/22 CMA 20200000339 (licence category not stated on XS's page) FSCA 53199 FSA SD089 LFSA MB/21/0081 FSC GB25204786 MOCI 513918 on the regulations page; the site footer shows MOCI 2024/786
成立年份	2009	2010
最低入金	$5	$0
EUR/USD 点差低至	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages	0.1 pips average on the Elite account (plus $6 round-turn commission, $500 minimum); 0.7 pips average on Pro ($500 minimum, no commission); 1.1 pips average on Standard (no minimum deposit, no commission) — averages as published by XS
杠杆	CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1	not specified on the page: Up to 1:2000 with dynamic leverage; margin call 40%, stop out 20%
海湾入金方式
交易平台	MetaTrader 4, MetaTrader 5, XM App	MetaTrader 4, MetaTrader 5, XS Trading App
经纪商官方宣称	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [数据来源]	Published processing times: Neteller instant; Skrill 1 business day; bank transfer 1-7 working days; Visa & MasterCard 7-10 working days. XS states it charges no internal fees for deposits or withdrawals, but reserves the right to apply a withdrawal fee of up to 3% where there has been no trading activity or it identifies abuse. [数据来源]
出金方式	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer	Bank transfer, Visa & MasterCard, Skrill, Neteller
加密货币出入金	否	否
伊斯兰账户	是	是
我们实测	测试进行中	测试进行中
接受以下地区客户	德国, 意大利, 阿拉伯联合酋长国, 肯尼亚, 沙特阿拉伯, 马来西亚, 土耳其, 中国, 台湾, 泰国, 越南, 印度尼西亚	阿拉伯联合酋长国, 沙特阿拉伯, 科威特, 卡塔尔, 阿曼, 巴林, 土耳其
	立即开户	立即开户

我们不在此评出胜负。两份记录并排陈列，是因为正确答案取决于你身在何处、交易什么品种，以及由哪个主体为你开户——这些表格里都写得清清楚楚。

按国家/地区

• XM + XS: 阿拉伯联合酋长国, 沙特阿拉伯, 土耳其
• XM 是 / XS 否: 德国, 意大利, 肯尼亚, 马来西亚, 中国, 台湾, 泰国, 越南, 印度尼西亚
• XS 是 / XM 否: 科威特, 卡塔尔, 阿曼, 巴林