CMC Markets 对比 XM

本对比完全基于两家经纪商各自公示的资料——牌照均已在官方注册系统中核对，条款均引自其官网原文，每一项说法都附有来源链接。

	CMC Markets	XM
监管机构	FCA · FCA · ASIC · ASIC · BaFin · MAS	CySEC · FSC · DFSA
牌照编号	FCA CMC Markets UK plc — Register No. 173730 FCA CMC Markets Investments Limited — Register No. 948126 ASIC CMC Markets Asia Pacific Pty Ltd — ABN 11 100 058 213, AFSL No. 238054 ASIC CMC Markets Stockbroking Limited — ABN 69 081 002 851, AFSL No. 246381 (stockbroking) BaFin CMC Markets Germany GmbH — Registernummer 154814 MAS CMC Markets Singapore — licence number not printed on cited page	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484
成立年份	1989	2009
最低入金	$0	$5
EUR/USD 点差低至	0.5 pips (standard CFD/spread betting account); from 0.0 pips on EUR/USD with FX Active account + 0.0025% commission per transaction — https://www.cmcmarkets.com/en-gb/forex	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages
杠杆	FCA (UK): Published as margin rates rather than a ratio: from 3.34% forex, 5% indices and commodities, 20% shares and ETFs	CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1
海湾入金方式
交易平台	Next Generation (CMC proprietary web platform), Mobile trading app, MetaTrader 4 (MT4, incl. WebTrader)	MetaTrader 4, MetaTrader 5, XM App
经纪商官方宣称	Withdrawals to a registered bank account requested before the cut-off time (4pm UK; 11am outside the UK) are processed the same day. Card withdrawals: some card issuers within an hour, others up to five working days. Standard bank withdrawals: UK domestic one to two working days; international three to five working days (subject to UK banking hours). No charges for card or standard bank transfer withdrawals. [数据来源]	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [数据来源]
出金方式	Debit/credit card, Bank transfer	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer
加密货币出入金	否	否
伊斯兰账户	否	是
我们实测	测试进行中	测试进行中
接受以下地区客户	Australia, United Kingdom, Singapore, Germany, Italy, United Arab Emirates	Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
	立即开户	立即开户

我们不在此评出胜负。两份记录并排陈列，是因为正确答案取决于你身在何处、交易什么品种，以及由哪个主体为你开户——这些表格里都写得清清楚楚。

按国家/地区

• CMC Markets + XM: Germany, Italy, United Arab Emirates
• CMC Markets 是 / XM 否: Australia, United Kingdom, Singapore
• XM 是 / CMC Markets 否: Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia