CMC Markets 與 XM 比較

本比較完全建立在兩家經紀商各自公布的資料之上——牌照皆已於官方註冊系統比對，條款均引用其官網原文，每一項說法都附有來源連結。

	CMC Markets	XM
監管機構	FCA · FCA · ASIC · ASIC · BaFin · MAS	CySEC · FSC · DFSA
執照編號	FCA CMC Markets UK plc — Register No. 173730 FCA CMC Markets Investments Limited — Register No. 948126 ASIC CMC Markets Asia Pacific Pty Ltd — ABN 11 100 058 213, AFSL No. 238054 ASIC CMC Markets Stockbroking Limited — ABN 69 081 002 851, AFSL No. 246381 (stockbroking) BaFin CMC Markets Germany GmbH — Registernummer 154814 MAS CMC Markets Singapore — licence number not printed on cited page	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484
成立年份	1989	2009
最低入金	$0	$5
EUR/USD 點差低至	0.5 pips (standard CFD/spread betting account); from 0.0 pips on EUR/USD with FX Active account + 0.0025% commission per transaction — https://www.cmcmarkets.com/en-gb/forex	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages
槓桿	FCA (UK): Published as margin rates rather than a ratio: from 3.34% forex, 5% indices and commodities, 20% shares and ETFs	CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1
波灣入金方式
交易平台	Next Generation (CMC proprietary web platform), Mobile trading app, MetaTrader 4 (MT4, incl. WebTrader)	MetaTrader 4, MetaTrader 5, XM App
經紀商官方宣稱	Withdrawals to a registered bank account requested before the cut-off time (4pm UK; 11am outside the UK) are processed the same day. Card withdrawals: some card issuers within an hour, others up to five working days. Standard bank withdrawals: UK domestic one to two working days; international three to five working days (subject to UK banking hours). No charges for card or standard bank transfer withdrawals. [資料來源]	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [資料來源]
出金方式	Debit/credit card, Bank transfer	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer
加密貨幣出入金	否	否
伊斯蘭帳戶	否	是
本站實測	測試進行中	測試進行中
接受下列地區客戶	Australia, United Kingdom, Singapore, Germany, Italy, United Arab Emirates	Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
	開設帳戶	開設帳戶

我們不在此評定勝負。兩份紀錄並列陳示，是因為正確答案取決於你身在何處、交易什麼商品，以及由哪一個法人為你開戶——這些表格裡都寫得清楚。

依國家/地區

• CMC Markets + XM: Germany, Italy, United Arab Emirates
• CMC Markets 是 / XM 否: Australia, United Kingdom, Singapore
• XM 是 / CMC Markets 否: Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia