Tickmill 对比 XM

本对比完全基于两家经纪商各自公示的资料——牌照均已在官方注册系统中核对，条款均引自其官网原文，每一项说法都附有来源链接。

	Tickmill	XM
监管机构	Financial Conduct Authority · Cyprus Securities and Exchange Commission · Seychelles Financial Services Authority · Financial Sector Conduct Authority · Dubai Financial Services Authority	CySEC · FSC · DFSA
牌照编号	Financial Conduct Authority FCA Register Number: 717270 Cyprus Securities and Exchange Commission License number: 278/15 Seychelles Financial Services Authority License number: SD008 Financial Sector Conduct Authority License number: FSP 49464 Dubai Financial Services Authority Reference Number: F007663	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484
成立年份	未公布	2009
最低入金	$100	$5
EUR/USD 点差低至	0.0 pips (Raw Account, $3 per lot per side); Classic Account from 1.6 pips, zero commission — published as account-level "Spreads From" on tickmill.com/trading/accounts-overview, not EURUSD-specific	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages
杠杆	FSA Seychelles: 1:1000 dynamic — auto-steps to 1:500 / 1:100 / 1:30 as exposure grows; crypto starts 1:200 FCA (UK): Retail 1:30 (1:20 on indices and stocks) CySEC: Retail 1:30 · Professional 1:500	CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1
海湾入金方式
交易平台	MetaTrader 4, MetaTrader 5, TradingView, Tickmill Trader, MetaTrader WebTrader	MetaTrader 4, MetaTrader 5, XM App
经纪商官方宣称	Processing Time On Withdrawal: "Within 1 Working Day" for every listed payment method (min withdrawal $25, no withdrawal commission); crypto FAQ adds "We usually process crypto withdrawals within a few minutes to 24 hours" [数据来源]	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [数据来源]
出金方式	Bank transfer, Visa/Mastercard (credit/debit card), Skrill, Neteller, UnionPay, Crypto (BTC, ETH, USDT, USDC — ERC20)	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer
加密货币出入金	是	否
伊斯兰账户	是	是
我们实测	测试进行中	测试进行中
接受以下地区客户	United Kingdom, United Arab Emirates, Germany, Italy, China	Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
	立即开户	立即开户

我们不在此评出胜负。两份记录并排陈列，是因为正确答案取决于你身在何处、交易什么品种，以及由哪个主体为你开户——这些表格里都写得清清楚楚。

按国家/地区

• Tickmill + XM: United Arab Emirates, Germany, Italy, China
• Tickmill 是 / XM 否: United Kingdom
• XM 是 / Tickmill 否: Kenya, Saudi Arabia, Malaysia, Turkey, Taiwan, Thailand, Vietnam, Indonesia