IC Markets 对比 XM

本对比完全基于两家经纪商各自公示的资料——牌照均已在官方注册系统中核对，条款均引自其官网原文，每一项说法都附有来源链接。

	IC Markets	XM
监管机构	Financial Services Authority · Cyprus Securities and Exchange Commission · Australian Securities and Investments Commission	CySEC · FSC · DFSA
牌照编号	Financial Services Authority SD018 (Raw Trading Ltd, trading as IC / IC Markets Global; Seychelles company reg. 8419879-1) Cyprus Securities and Exchange Commission 362/18 (IC Markets (EU) Ltd) Australian Securities and Investments Commission AFSL 335692 (International Capital Markets Pty Ltd, registration 123 289 109)	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484
成立年份	2007	2009
最低入金	$0	$5
EUR/USD 点差低至	0.0 pips (Raw Spread account, commission $3.50/lot per side; broker states average EURUSD spread 0.1 pips). Standard account from 0.8 pips, no commission.	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages
杠杆	FSA Seychelles: Up to 1:5000 on FX majors, tiered by exposure (1:5000 to 25 lots, then 1:3000 / 1:1000 / 1:500); gold 1:2000; indices 1:200; crypto 1:500; stocks 1:20. Reduced during higher-margin periods. CySEC: 1:30	CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1
海湾入金方式
交易平台	MetaTrader 4, MetaTrader 5, cTrader, TradingView	MetaTrader 4, MetaTrader 5, XM App
经纪商官方宣称	Withdrawal requests cut off time is 12:00 AEST/AEDT. If your withdrawal is submitted before this time it will be processed on the day of receipt; if submitted after, it is processed the following business day. Card withdrawals may take 3-5 business days to arrive (up to 10 in rare cases); international bank wires may take up to 14 days and can incur intermediary/beneficiary fees. IC does not charge additional fees for deposits and/or withdrawals. [数据来源]	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [数据来源]
出金方式	Credit/Debit Cards (Visa, Mastercard), Bank Wire Transfer, PayPal, Skrill, Neteller, WebMoney, FasaPay, POLi, BPAY, RapidPay, Klarna, Thai Internet Banking, Vietnamese Internet Banking	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer
加密货币出入金	是	否
伊斯兰账户	是	是
我们实测	测试进行中	测试进行中
接受以下地区客户	Australia, Germany, Italy, Saudi Arabia	Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
	立即开户	立即开户

我们不在此评出胜负。两份记录并排陈列，是因为正确答案取决于你身在何处、交易什么品种，以及由哪个主体为你开户——这些表格里都写得清清楚楚。

按国家/地区

• IC Markets + XM: Germany, Italy, Saudi Arabia
• IC Markets 是 / XM 否: Australia
• XM 是 / IC Markets 否: United Arab Emirates, Kenya, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia