Pepperstone 與 XM 比較

本比較完全建立在兩家經紀商各自公布的資料之上——牌照皆已於官方註冊系統比對，條款均引用其官網原文，每一項說法都附有來源連結。

	Pepperstone	XM
監管機構	ASIC · FCA · CySEC · DFSA · SCB	CySEC · FSC · DFSA
執照編號	ASIC AFSL 414530 (ACN 147 055 703) FCA 684312 (Company No. 08965105) CySEC 388/20 (Company No. HE 398429) DFSA F004356 SCB SIA-F217 (Company No. 177174 B)	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484
成立年份	2010	2009
最低入金	$10	$5
EUR/USD 點差低至	0.0 pips (Razor account, raw spread + commission from $3.50 per lot per side)	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages
槓桿	ASIC (Australia): Retail 30:1 · Pro 500:1	CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1
波灣入金方式	UAE local bank · AED account
交易平台	MetaTrader 4, MetaTrader 5, cTrader, TradingView, Pepperstone platform (web + mobile app)	MetaTrader 4, MetaTrader 5, XM App
經紀商官方宣稱	Cards, Apple Pay and Google Pay withdrawals: "Same Day - Up to 1 working day"; bank transfers: "Same Day - Up to 3 working days". Pepperstone notes final settlement depends on third-party institutions and can vary. [資料來源]	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [資料來源]
出金方式	Visa, Mastercard, Bank transfer, PayPal, Skrill, Neteller, UnionPay, Apple Pay, Google Pay, USDT	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer
加密貨幣出入金	是	否
伊斯蘭帳戶	是	是
本站實測	測試進行中	測試進行中
接受下列地區客戶	Australia, Hong Kong, United Kingdom, Singapore, China, Thailand, Mexico, Taiwan, United Arab Emirates, Germany, India, Saudi Arabia, Malaysia, Turkey, Mongolia, Kenya, Colombia, Italy, Vietnam, Chile, Peru, Indonesia, Qatar, Kuwait, Oman, Bahrain	Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
	開設帳戶	開設帳戶

我們不在此評定勝負。兩份紀錄並列陳示，是因為正確答案取決於你身在何處、交易什麼商品，以及由哪一個法人為你開戶——這些表格裡都寫得清楚。

依國家/地區

• Pepperstone + XM: China, Thailand, Taiwan, United Arab Emirates, Germany, Saudi Arabia, Malaysia, Turkey, Kenya, Italy, Vietnam, Indonesia
• Pepperstone 是 / XM 否: Australia, Hong Kong, United Kingdom, Singapore, Mexico, India, Mongolia, Colombia, Chile, Peru, Qatar, Kuwait, Oman, Bahrain