OANDA 與 XM 比較

本比較完全建立在兩家經紀商各自公布的資料之上——牌照皆已於官方註冊系統比對，條款均引用其官網原文，每一項說法都附有來源連結。

	OANDA	XM
監管機構	CFTC / NFA · FCA · ASIC · MAS · CIRO · Kanto Local Financial Bureau · BVI Financial Services Commission · KNF	CySEC · FSC · DFSA
執照編號	CFTC / NFA NFA No. 0325821 FCA No. 542574 ASIC AFSL No. 412981 (ABN 26 152 088 349) MAS Capital Markets Services Licence (licence number not printed; Co. Reg. No 200704926K) CIRO not printed on site (CIRO member; CIPF-protected) Kanto Local Financial Bureau Kinsho Registration No. 2137 BVI Financial Services Commission SIBA/L/20/1130 (company no. 2026433) KNF authorization of April 26, 2004 (KPWiG-4021-54-1/2004)	CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484
成立年份	1996	2009
最低入金	$0	$5
EUR/USD 點差低至	EUR/USD from 1.0 pip (spread-only Standard account) or 0.1 pip + commission (Core pricing) — OANDA Global Markets (BVI), https://www.oanda.com/bvi-en/cfds/our-pricing/	"spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages
槓桿	FCA (UK): Retail 30:1 major forex (3.33% margin); 20:1 non-major forex and gold (5.00% margin) BVI: 200:1	CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1
波灣入金方式
交易平台	OANDA Trade web/desktop portal, OANDA Mobile app (fxTrade), MetaTrader 5, TradingView	MetaTrader 4, MetaTrader 5, XM App
經紀商官方宣稱	Credit/debit cards: one to three business days; Skrill and Neteller: within one business day; bank or wire transfer: within two to five business days (financial institution may take additional time). [資料來源]	Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [資料來源]
出金方式	Visa/Mastercard credit and debit cards, Bank/wire transfer (incl. Wise), Skrill, Neteller, Local alternative payment methods (deposit only; withdrawn back via bank transfer)	Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer
加密貨幣出入金	否	否
伊斯蘭帳戶	是	是
本站實測	測試進行中	測試進行中
接受下列地區客戶	Australia, Hong Kong, United Kingdom, Singapore, Thailand, Mexico, Taiwan, United Arab Emirates, Germany, Malaysia, Colombia, Italy, Vietnam, Chile, Indonesia	Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia
	開設帳戶	開設帳戶

我們不在此評定勝負。兩份紀錄並列陳示，是因為正確答案取決於你身在何處、交易什麼商品，以及由哪一個法人為你開戶——這些表格裡都寫得清楚。

依國家/地區

• OANDA + XM: Thailand, Taiwan, United Arab Emirates, Germany, Malaysia, Italy, Vietnam, Indonesia
• OANDA 是 / XM 否: Australia, Hong Kong, United Kingdom, Singapore, Mexico, Colombia, Chile
• XM 是 / OANDA 否: Kenya, Saudi Arabia, Turkey, China