Capital.com 與 XM 比較
本比較完全建立在兩家經紀商各自公布的資料之上——牌照皆已於官方註冊系統比對,條款均引用其官網原文,每一項說法都附有來源連結。
| 監管機構 | FCA · CySEC · CySEC · ASIC · SCB · CMA | CySEC · FSC · DFSA |
| 執照編號 | FCA 793714 CySEC 319/17 CySEC 463/25 ASIC AFSL 513393 SCB SIA-F245 CMA 20200000176 | CySEC 120/10 FSC not printed on public register (XM Global Limited listed as Active, categories: Trading in Securities as Principal; Arranging transactions in Securities, registration period 2026) DFSA F003484 |
| 成立年份 | 2016 | 2009 |
| 最低入金 | $20 | $5 |
| EUR/USD 點差低至 | 未公布 | "spreads as low as zero" (Zero Account); EURUSD-specific from-figure not published on public pages |
| 槓桿 | FCA (UK): Retail 30:1 major FX; 20:1 non-major FX, gold, major indices; 10:1 other commodities; 5:1 shares CySEC (EEA): Retail 30:1 major FX; 20:1 non-major FX, gold, major indices; 5:1 equities; 2:1 crypto ASIC (Australia): Retail 30:1 major FX; 20:1 major indices & gold; 5:1 shares; 2:1 crypto CMA (UAE): Retail FX 300:1 (500:1 on 15 listed majors); indices 300:1; commodities 200:1 (500:1 gold and crude); shares 20:1; crypto 100:1 SCB (Bahamas): Retail 200:1 FX, indices and commodities; 20:1 crypto and shares | CySEC (Cyprus): Up to 30:1, depending on instrument FSC Belize: Flexible leverage up to 1000:1 |
| 波灣入金方式 | UAE local bank · AED account | |
| 交易平台 | Web platform, Mobile app, MetaTrader 4 (MT4), MetaTrader 5 (MT5), TradingView integration | MetaTrader 4, MetaTrader 5, XM App |
| 經紀商官方宣稱 | We typically handle withdrawal requests within 24 hours, but it may take up to 5 business days for the money to appear in your card or bank account. [資料來源] | Withdrawal requests are processed instantly by our Artificial Intelligence Back Office System, based on algorithmic parameters. You'll receive your money immediately, or on the same day your request is executed. Withdrawals via bank wire, credit or debit card usually take 2-5 business days to reach your account. [資料來源] |
| 出金方式 | Bank card (Visa/Mastercard), Bank/wire transfer, Apple Pay, Google Pay, PayPal, Trustly, Neteller, Skrill, Przelewy24, TrueLayer, Crypto USDT (eligible countries, Bahamas entity only) | Credit/debit cards, Electronic payment methods (e-wallets), Bank wire transfer, Local bank transfer |
| 加密貨幣出入金 | 是 | 否 |
| 伊斯蘭帳戶 | 是 | 是 |
| 本站實測 | 測試進行中 | 測試進行中 |
| 接受下列地區客戶 | Australia, Hong Kong, United Kingdom, Thailand, Mexico, Taiwan, United Arab Emirates, Germany, Saudi Arabia, Mongolia, Kenya, Colombia, Italy, Vietnam, Chile, Peru, Argentina, Qatar, Kuwait, Oman, Bahrain | Germany, Italy, United Arab Emirates, Kenya, Saudi Arabia, Malaysia, Turkey, China, Taiwan, Thailand, Vietnam, Indonesia |
| 開設帳戶 | 開設帳戶 |
我們不在此評定勝負。兩份紀錄並列陳示,是因為正確答案取決於你身在何處、交易什麼商品,以及由哪一個法人為你開戶——這些表格裡都寫得清楚。
依國家/地區
- Capital.com + XM: Thailand, Taiwan, United Arab Emirates, Germany, Saudi Arabia, Kenya, Italy, Vietnam
- Capital.com 是 / XM 否: Australia, Hong Kong, United Kingdom, Mexico, Mongolia, Colombia, Chile, Peru, Argentina, Qatar, Kuwait, Oman, Bahrain
- XM 是 / Capital.com 否: Malaysia, Turkey, China, Indonesia
Capital.com 和 XM 哪一家比較好?
脫離情境談優劣沒有意義。請只比較與你相關的那幾列:各家是否受理你所在國家/地區的客戶、你會被歸屬到哪一個法人與監管轄區、最低入金多少,以及你實際會使用的那條出金管道走起來如何。
Capital.com 和 XM 哪一家比較安全?
安全與否取決於保管你資金的法人,而非品牌本身。兩份紀錄都完整列出各家公布的所有監管機構與牌照編號——先確認哪一個法人服務你所在的國家/地區,再到該監管機構的官方註冊系統查證這張牌照。
